Thursday, July 10, 2014

Good News for Gold Investors

Gold were up to its highest since March on Thursday July 10th, while European shares were down due to weak economic data. The US dollar didn't move much after the minutes of the Federal Reserve's June meeting did not indicate that interest rate will rise.

Spot gold was up by 1.3% to its highest since March at $1,345.00 an ounce in earlier trade and was up 1.2% at $1,341.84 by 1018 GMT.

Wednesday, July 2, 2014

Safety Tips for Newbie Drivers

Teen drivers needs to be taught safe and defensive driving to avoid vehicular accident. Parents wants to make sure that their teen has all the skills, hands on training, and precautions to be safe when driving. Whenever their child is on the road going to school, to the mall, to a friend's house, or going on a road trip parents wants them to be safe and to follow safety and defensive driving.

Car accident is the leading killer of teens between the ages of 16 and 19.

Here are some tips to make sure that your child is following basic safety guidelines for new drivers that can prevent a tragic accident:

  • Make them wear seat belt at all times when driving. It is proven to protect lives in case of an accident.
  • Turn-off cell phones to resist the urge of answering calls and text messages. A distracted driving is as dangerous as drunk driving
  • Follow speed limit. About 40% of fatal accidents involving teen drivers are the result of speeding.
  • Educate your child not to drink and drive or ride with a drunk driver.
  • Since most of car accidents caused by teen drivers occur between the hours of 9 pm and 3 am. Advice your kids not to drive during the later evening hours.
Make sure that your kids know that driving with friends increase the risk of being in an accident about three-fold when there are other young teen passengers in the vehicle. They should first drive solo or with an adult to gain more experience in driving and fine tune their driving skills.

Teen drivers must be extremely cautious and aware of their limits due to lack of experience. You can help your kid to improve their response time by monitoring how they drive and guiding them to be a defensive driver. aims to help, people become an educated Consumer about insurance.

Tuesday, June 24, 2014

Be safe when Lightning Strikes

Lightning Strikes, lightning

Lightning is unpredictable and it can happen at any time of the year, however, it is a known fact that the highest occurrence of lightnings are during summer. The month of July has registered the most. About 67% of the casualties due to lightning happened between 12 p.m. and 6 p.m.

Here are some facts about Lightning Strikes:

  • About 85% of lightning casualties are men.
  • 41% of all lightning strike victims are aged 15 to 34.
  • 32% of lightning injuries happened indoors.
  • Local U.S. fire departments have responded to an average of 22,600 fires per year that have been caused by lightning from 2007 to 2011. The fire from lightning have caused an average of 9 deaths and $451 million in property damage a year.
  • 7% of fires caused by lightnings are nonresidential structures (businesses and other non-residential properties)
  • Lightning fires in nonresidential properties caused an average of $108 million in direct damage each year from 2007 and 2011.
Tips on How to avoid lightning:

  • If you hear the first thunder avoid going outdoors.
  • Stay indoors for 30 minutes after hearing the last sound of thunder.
  • Get inside a home, building or automobiles with a hard top when you hear a thunder
  • Steel frame of a hard-topped vehicle provides increased protection if you are not touching metal.
  • Unplug any electronic equipment before the storm arrives.
  • Avoid open fields, the top of a hill or a ridge top.
  • Stay away from tall, isolated trees or other tall objects.
  • Stay away from water, wet items (such as ropes) and metal objects (such as fences and poles).
  • Avoid contact with plumbing. Do not wash your hands, take a shower, wash dishes or do laundry.
  • Stay away from windows and doors, and stay off porches.
  • Do not lie on concrete floors and do not lean against concrete walls.
  • Unplug electrical equipment

Wednesday, June 11, 2014

Father’s Day Fun Facts Infographic

Infographic, Father’s Day Facts

Check out this Father’s Day fun Facts created by Erie Insurance. I didn't know that the first Father's day
in the early 20th century was ridiculed as a sentimental and overly commercial holiday to domesticate father's manliness.    

The great thing about it is that most of dads don't need gifts, they only want quality time with the family.

From Erie Insurance: “Infographic: Father’s Day Facts“

Tuesday, October 22, 2013